Yes. Micro-investing apps typically charge a monthly subscription fee. Check the provider's current pricing and terms.

You can usually withdraw to your linked bank account. Timing, taxes, and impacts vary; see provider terms.

How to Start Investing Automatically — Even With Spare Change

Start Investing Automatically with Spare Change | ThriveLifeHQ

ThriveLifeHQ Guide

Start Investing Automatically — Even With Spare Change

Micro-investing helps you build wealth in the background with small, automated contributions.

What is Acorns? Acorns is a micro-investing app that rounds up everyday purchases and automatically invests the spare change into diversified portfolios.

Eligible new customers receive a $5 welcome bonus when joining Acorns through this referral link — terms apply; terms are set by Acorns and subject to change.

Start with Acorns See how it works

⚡ Quick setup 🔒 Bank-level security (by provider) 📱 Set-and-forget automation

Trusted Facts

Educational content — not financial advice Clear affiliate disclosure on this page No guarantees or income promises Direct link to provider for current terms Round-ups are optional; recurring deposits available

Note: Offers, pricing, eligibility, and terms are set by Acorns and may change; always verify on the provider’s site.

Link & Round-Up

Connect a card; purchases round up to the nearest dollar.

Auto-Invest

Round-ups and scheduled deposits invest into diversified portfolios.

Grow Over Time

Small, consistent contributions can compound over the long run.

Try a simple “set it and forget it” approach

Automate small contributions in minutes — round-ups are optional, and you can add recurring deposits any time. Review current terms on the provider site before you start. New customers receive a $5 welcome bonus via our referral link below, terms apply.

Start with Acorns

FAQ

Is this financial advice?

No. This page is for educational purposes only and is not personalized financial advice.

How do round-ups work?

Purchases are rounded up to the next whole dollar; the change accumulates and transfers when it hits a threshold.

Are there fees?

Yes. Micro-investing apps typically charge a small monthly subscription fee. Check Acorns’ current pricing and terms.

Can I withdraw?

You can usually withdraw available funds to your linked bank account. Timing, taxes, and potential impacts vary; see provider terms.

Disclaimer
Offers, pricing, eligibility, and terms are set by providers and may change without notice. This content is for educational purposes only and is not financial, tax, or investment advice. Investing involves risk, including possible loss of principal.

Start investing automatically — set it up in minutes.

Eligible new customers receive a $5 welcome bonus via our referral link— terms apply.

Start with Acorns