The energy story in 2025 is bigger than “oil is up” or “renewables are booming.” Global energy investment is projected to reach a record $3.3 trillion in 2025, with about $2.2 trillion expected to go into clean energy technologies like renewables, grid upgrades, battery storage, and nuclear—compared with roughly $1.1 trillion still headed toward fossil […]
New! How To Game Credit Card Rewards Like A Pro (Video)
Credit-card rewards aren’t just for frequent flyers — used correctly they can pay for travel, groceries, and even big yearly bills. The “pros” aren’t magicians; they follow repeatable steps: pick the right cards, time applications and spending, squeeze value from category bonuses, and use issuer policies (product changes, retention offers, authorized users) to their advantage. Below is a practical, step-by-step playbook with real examples and sources you can copy-paste and use today. Always read each card’s T&Cs and don’t carry revolving credit-card balances — interest will erase any reward gains.
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Confirm the welcome-bonus details, deadlines, and exact posting rules. (Source: Bankrate listings.) Check how the issuer treats product changes, retention offers, and authorized users (NerdWallet and TPG guides cover issuer behavior). (Sources: NerdWallet; The Points Guy.) Stagger applications to avoid hitting issuer restrictions like Chase 5/24. (Source: The Points Guy.) Avoid risky manufactured-spend schemes — issuers monitor for abuse. (Source: The Points Guy.) Monitor CFPB/consumer news in case of reward program changes or consumer protections. (Source: Reuters reporting on CFPB.)
Quick reading / sources:
NerdWallet, “How to Make the Most of Rewards Credit Cards.” NerdWallet, “Pair Up Credit Cards to Maximize Rewards.” NerdWallet, “Credit card product changes — how they work.” The Points Guy, “What is credit card churning?” and “Chase’s 5/24 rule: Everything you need to know.” The Points Guy, “The ultimate guide to credit card retention offers.” Bankrate, “Best credit card bonuses for 2025.” Kiplinger, “Best Travel Cards of 2025.” Reuters, “US watchdog warns credit card issuers not to devalue rewards,” December 2024.
Disclaimer: The information provided in this video is for educational purposes only and should not be considered financial, tax, or legal advice. Always consult with a licensed financial advisor for advice tailored to your financial situation. Results may vary, and ThriveLifeHQ does not guarantee any specific financial outcomes.
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